A bonus is described by two numbers. The percentage goes on the card in large type. The ceiling, the most that bonus will ever pay, goes into the terms if it goes anywhere at all.
On a $200 deposit only the first number matters. On $10,000 the second one takes over and the percentage stops describing your money.
What actually lands
You receive the smaller of two amounts: the percentage of your sum, or the ceiling. That is the whole mechanism.
Divide the ceiling by the percentage and you get the point where they cross. Below it the card tells the truth. Above it the percentage is scenery.
One partner in eighteen publishes a bonus ceiling
That partner is RakeBit, the only worked example our catalog contains.
Cashback there runs up to 25% with no wagering requirement. The payout is capped at $1,000 a day by default. The casino raises that on individual terms, and until it does the default applies.
Run some days through it. Lose $4,000 and 25% is exactly $1,000, the crossing point. Lose $10,000 and the percentage promises $2,500 while the cap hands you $1,000, so your real rate is 10%. Lose $40,000 and you are on 2.5%. At a hundred thousand you collect one percent.
The rate never moved. You did.
RakeBit's ladder runs from 2% to 25%. At 2% the cap does not bite until $50,000 is lost in a day, and at 25% it bites at $4,000. The ceiling costs the most to whoever earned the best rate.
A daily cap cuts the other way too. Cashback here is counted on deposits lost per day, so at a 25% rate $10,000 lost across five days pays $500 a day and clears $2,500, against $1,000 for the same loss in one sitting.
The loud percentages carry no second number
Dragon Money states a deposit bonus of up to 100% with a 5x wagering requirement. On a $10,000 deposit that headline reads as ten thousand dollars. Whether it means that or a few hundred is exactly the number the terms do not contain.
The wagering is the smaller problem and can be calculated: five turnovers at a typical 96% slot return cost about a fifth of whatever gets credited.
LuckyBear goes louder. A welcome bonus of up to 360% across your first three deposits, at 20x. Twenty turnovers consume more than half the bonus in expectation, and no ceiling is published next to the percentage.
Silence about a ceiling is not proof there is none. It is an unanswered question, and it answers itself on the day your ten thousand lands.
The quiet numbers
BC.Game adds 3% on deposits. Flat and unwagered, with no "up to" standing in front of it. On $10,000 that is $300 and it is yours the moment it lands. At $45,000, the top of their VIP entry range, it is $1,350.
Parimatch pays 10% on deposits with no wagering. LEV pays 10% unwagered as well, on crypto top-ups only, so check it against how you intend to fund. Acebet states a 10% deposit bonus and says nothing about wagering on it, which makes that the first question there.
None of them publishes a ceiling either, so none of this is a guarantee. What differs is the downside. A small clean percentage that turns out to be capped stops at a small clean number. A large wagered one stops too, and must be played through on a deadline.
Five questions before you size the deposit
- The largest sum this bonus will ever pay, as a figure and not a percentage
- Whether that ceiling counts per bonus or per day
- Whether it moves with your tier, and where it stands on yours
- What raising it takes, and whether a raise reaches a bonus already credited
- Your percentage at your current tier, rather than the "up to" number
A manager who answers the last one and dodges the first has told you which of the two numbers is real.
What is measured here
Nothing above. Every bonus figure here is what the casino publishes, and gaps are marked as gaps rather than filled with adjectives.
What we do measure is how long a VIP manager takes to answer, and only two partners in eighteen have enough applications for a median: four minutes at Reels against an hour promised, forty-five at Parimatch against thirty.
The rough rule
Get the ceiling first, then divide it by the percentage. Deposit under that figure and the card is honest with you. Above it you are buying the ceiling, and the large type describes nothing that arrives.
An application from the cards above goes into that casino's VIP chat rather than general support. Ask in your first message what the bonus tops out at, and you know more than the page told you.